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Should I consolidate my loans?


Existing debts
Amount owed Monthly payment Months
left
Auto loan 1 $ $
Auto loan 2 $ $
Boat/RV loans $ $
Education loans $ $
Other loans $ $
 
Consolidation loan
Home equity loan
Home equity line of credit
Personal loan
Personal line of credit
 
Interest rate %
Months to pay off
Upfront costs $
Discount points %
Your savings rate %
Your state + federal tax rate %

Note: You may be better off not including loans which will be paid off sooner than your proposed consolidation loan, even if their interest rate is higher than the consolidation loan's rate.

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